Residential Lending

Residential Lending can be overwhelming within such a competitive environment. With so many options in the marketplace, what is most suitable for you? We can take all the stress out of the process. With our simple yet thorough pre-qualification discussion we can let you know what your options are in very little time. Whether you are purchasing property, investing, refinancing, consolidating debt or something else, we can support you with the right solution for your situation.

Asset or Corporate Finance Options

Asset finance can be a good option to purchase assets now whilst maintaining cashflow. Equipment finance options put the latest technology and machinery to work in your business. We use the equipment as the security so you can finance, hire or lease the latest models without tying up your other assets.

Corporate finance deals with the sources of funding and the capital structure of corporations. We are well placed to support corporate clients with any financing needs, given our very strong relationship with all corporate finance providers in the marketplace.

Commercial Property Investment

Commercial property finance is not a standard home loan process. Depending on the nature of the transaction there will be different requirements before simply lodging an application. We have extensive experience with commercial loans. Whether you are embarking on a development project, building your commercial property portfolio or growing your business we can cater for all scenarios. Our very thorough pre-qualification process will ensure you are focused on the right solutions from the beginning.

Cashflow Lending

Cashflow lending is a type of debt financing, in which a bank lends funds, generally for working capital, using the expected cash flows that a borrowing company generates as collateral for the loan. To secure repayment, the bank covenants a borrower on such levels and ratios as EBITDA, total interest coverage ratio, total debt/EBITDA etc. They will take charge over your assets to provide the lender with the ability to take control of your cashflow in the event of default. 

This is great way to secure finance when property security is not an option.