Acquire better
finance with ADX
We pride ourselves on our professionalism, knowledge and honesty. We have worked in the banking industry for many years and understand the need to provide meaningful insight with all finance scenarios. This experience ensures you get the right advice at the right time, every time.
OUR APPROACH
OUR SERVICES
Plan. Monitor. Grow.
Residential Lending
Residential Lending can be overwhelming within such a competitive environment. With so many options in the marketplace, what is most suitable for you? We can take all the stress out of the process. With our simple yet thorough pre-qualification discussion we can let you know what your options are in very little time. Whether you are purchasing property, investing, refinancing, consolidating debt or something else, we can support you with the right solution for your situation. READ MORE →
Asset Finance
Asset finance is a great way to acquire new assets while maintaining cash flow. Using equipment finance, you can leverage the latest technology and machinery without tying up your other assets. By using the equipment as security, you can finance, hire, or lease the latest models, keeping your business competitive and efficient.
For many business owners, it can be frustrating to see profits without corresponding personal wealth growth. Asset finance strategies can improve your tax position, enhance cash flow, and increase your access to cash within your business, all while keeping your personal assets safe from business risks. READ MORE →
Commercial Finance
Commercial property finance is not a standard home loan process. Depending on the nature of the transaction there will be different requirements before simply lodging an application. We have extensive experience with commercial loans. Whether you are embarking on a development project, building your commercial property portfolio or growing your business we can cater for all. Our very thorough pre-qualification process will ensure you are focused on the right solutions from the beginning. READ MORE →
Business Cashflow Lending
Cashflow lending is a type of debt financing, in which a bank lends funds, generally for working capital, using the expected cash flows that a borrowing company generates as collateral for the loan. To secure repayment, the bank covenants a borrower on such levels and ratios as EBITDA, total interest coverage ratio, total debt/EBITDA etc. They will take charge over your assets to provide the lender with the ability to take control of your cashflow in the event of default. This is great way to secure finance when property security is not an option. READ MORE →
SMSF Finance
An SMSF loan, or Limited Recourse Borrowing Arrangement (LRBA), allows you to use funds within your self-managed super fund (SMSF) to acquire investment properties. By borrowing through your SMSF, you can purchase assets like real estate or shares, with the loan secured against a single asset. This strategy helps Australians invest in residential, commercial, and industrial properties using their super funds.
SMSF loans offer significant benefits, providing control over retirement planning and enabling property investment. They offer diverse options, from residential to commercial and industrial properties, and can even be used to purchase business premises, providing long-term security for your operations. SMSF finance empowers you to manage retirement savings effectively while exploring property investment opportunities. READ MORE →
Development Finance
Development finance provides specialized loans for residential or commercial projects, helping you undertake property development without substantial cash upfront. These short-term loans (6-24 months) cover land acquisition, construction, and renovation costs, whether building from scratch, converting, or refurbishing properties.
Key features include alignment with project timelines and flexible interest structures, often rolled up or capitalized to ease cash flow during construction. Development finance is ideal for developing property for resale, investment, or personal use. READ MORE →
About Chris Kemp
Chris understands the pressures on small to medium businesses, and how the right financial solution can really change the game. When you work with the ADX Group, you’ll get to know Chris well. After spending 12 years as a business banking manager for Commonwealth Bank, Chris makes sure his clients are looked after long after their finances have been sorted out. Long-term vision, and an understanding of the ebbs and flows of business means Chris will be right there with you to help you every step of the way.
Christopher Kemp is a credit representative 466634 of BLSSA Pty Ltd, ACN 117 651 760 (Australian Credit Licence 391237)
“Acquire Finance does the hard stuff for you... whether it be sourcing the right home loan or helping with your business cashflow. We work in your best interests, to help you gain control over your good debts.”
